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Personal Loan in India: A Comparison Guide
21Aug By Vikas DubeyNo Comments
Finance

Personal Loan in India: A Comparison Guide

New Delhi [India], August 21: Availing a Personal Loan is a convenient way to meet your financial needs almost instantly. You can use it for various personal needs like medical needs, weddings, home renovations, and travel. To avail a Personal Loan, you require minimal documentation and no collateral, making them the easiest option.Here are some comparisons you can make between your different loan options to choose the best Personal Loan in India.Consider Different Banking PartnersDifferent banks offer Personal Loans at different interest rates. The loan amount, tenure, and processing charges may also vary. They may also have different eligibility criteria that determine whether you get approved for the loan or not. Compare your options and choose a bank that is rel...
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Alcohol-Related Claims in Travel Insurance: Important Exclusion to Know
14Aug By Vikas DubeyNo Comments
Finance

Alcohol-Related Claims in Travel Insurance: Important Exclusion to Know

New Delhi [India], August 14: Alcohol-related claims may be excluded when drinking contributes to an illness, injury, accident, loss or unlawful act during an overseas trip. Travellers should therefore read the intoxication clause before departure and understand how it may affect different sections of a travel policy during a foreign journey.The presence of travel insurance does not mean every incident will qualify. Claim decisions usually depend on the policy wording, medical records, official reports and the circumstances surrounding the event.What an Alcohol-Related Exclusion MeansAn alcohol-related exclusion sets out when a policy may not respond to a loss connected with drinking or intoxication. The wording can vary, so assumptions based on another policy may b...
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A 2,124-Year Insurance Policy Triggers RBI Action, and the Launch of NYVO
11Feb By Vikas DubeyNo Comments
Finance

A 2,124-Year Insurance Policy Triggers RBI Action, and the Launch of NYVO

New Delhi [India], February 10: A nationalised bank in Maharashtra sold a life insurance policy to a 90-year-old man. The annual premium was ₹2 lakh. The maturity date of the policy was the year 2124. This was not a hypothetical case or an isolated error, it happened. The Reserve Bank of India has since taken note. In its February 2026 policy statement, the RBI proposed comprehensive guidelines to curb mis-selling by banks, including mandatory suitability assessments and stronger accountability for staff. The issue has grown too large to ignore. But regulation alone will not fix it. What families truly need is a fundamentally different kind of advisor. This type of mis-selling stories led to the launch of NYVO. The founders of NYVO, Harsh and Kshitij, are veterans in financial services. Ha...
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